• 			    No matter what type of loan you need, we're with you every step of the way.

    No matter what type of loan you need, we're with you every step of the way.

  • 			    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

  • 			    REFINANCING is easy with our professionals' help.

    REFINANCING is easy with our professionals' help.

FHA Home Loans and Fixed Rate Home Loans in Newark, California

Welcome to the official site of Inizio Realty Inc DBA Best Rate Mortgage. We are a full-service mortgage company based in Newark, California. We specialize in FHA Home Loans, Fixed Rate Home Loans, and VA Home Loans in Newark. We also serve the surrounding cities in Alameda County, Contra Costa County, San Joaquin County, Stanislaus County, Santa Clara County, San Mateo County, San Francisco County, Marin County, and Sacramento County.

Whether you are buying a home or refinancing in any of these zip codes: 94560, 94587, 94555, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | HomePath | Jumbo | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinancing options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA 203k | VA Streamline | VA Cash Out | Conventional | HARP | Jumbo

What makes Inizio Realty Inc DBA Best Rate Mortgage unique is that we offer the following niche programs as well: 1% down purchase loan.

Contact Inizio Realty Inc DBA Best Rate Mortgage today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

Recent Articles

Jun
12
2019
It Might Be Better To Skip The Starter Home --Here's Why
The typical advice for first time home buyers is to purchase a starter home --that is, the home that's one step away from their larger "forever" home. But is that always the best route to go? With just about 45 million millennials entering the real estate buying age, that's something that's...
Jun
05
2019
The Exciting Possibilities of a VA Cash-Out Refi
If you’re a veteran, you have several options for refinancing --ones that work differently than a streamline refi. With a VA cash-out refi, veterans like you can take out some of the equity and use it however you want. Just like any other big financial decision, you'll want to...
May
29
2019
In the News: Feds Target No-Money-Down Home Loan Programs
Although no specific changes have gone into effect, the U.S. Department of Housing and Urban Development is asking national groups to hold off on lending down payments to FHA home buyers. The reason? Feds say that buyers who don't supply their down payment are at higher risk of defaulting...
May
22
2019
Here's Why Your Home Equity is Your Most Valuable Asset
A simple way to understand what home equity is is to think of it as the portion of your home that you truly own, that is, the value of your home not included in your current home loan. Home equity is what makes homeownership such a great investment. The opportunity to increase equity can be quite...