• 			    No matter what type of loan you need, we're with you every step of the way.

    No matter what type of loan you need, we're with you every step of the way.

  • 			    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

  • 			    REFINANCING is easy with our professionals' help.

    REFINANCING is easy with our professionals' help.

FHA Home Loans and Fixed Rate Home Loans in Newark, California

Welcome to the official site of Inizio Realty Inc DBA Best Rate Mortgage. We are a full-service mortgage company based in Newark, California. We specialize in FHA Home Loans, Fixed Rate Home Loans, and VA Home Loans in Newark. We also serve the surrounding cities in Alameda County, Contra Costa County, San Joaquin County, Stanislaus County, Santa Clara County, San Mateo County, San Francisco County, Marin County, and Sacramento County.

Whether you are buying a home or refinancing in any of these zip codes: 94560, 94587, 94555, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | HomePath | Jumbo | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinancing options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA 203k | VA Streamline | VA Cash Out | Conventional | HARP | Jumbo

What makes Inizio Realty Inc DBA Best Rate Mortgage unique is that we offer the following niche programs as well: 1% down purchase loan.

Contact Inizio Realty Inc DBA Best Rate Mortgage today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

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Recent Articles

Apr
18
2018
Should I Use My 401(K) to Pay off My Mortgage?
If you have a large 401 (k) plan but aren't quite near retiring age, you may be considering using part of it to pay off your mortgage. Seems like a good idea, but is it? There is no "right" answer. Factors like how much you owe on your mortgage and your ability to pay back the amount you...
Apr
11
2018
Top Solutions to Your Refinancing Obstacles
Refinancing is similar to getting a mortgage, and that includes the application process. However, there are a few differences that can sometimes appear as hurdles. Our office is committed to helping you find real solutions to refinancing, so we put together this list of the top...
Apr
04
2018
Pre-qualification vs. Pre-approval: What's the Difference?
Pre-qualification and pre-approval mean different things when it comes to getting a home loan. Both pre-qual and pre-approval begin the same way and are useful when you're looking to buy a home. However, if you want to lock in a low-rate mortgage and be ready to make an offer as soon as you...
Mar
28
2018
What is a Zero-Down Mortgage?
A mortgage that doesn't require money down is called a "zero down payment" mortgage. These loans are not as widely available as other home loans, and qualifying is a bit more challenging. However, a "zero down" home loan has some perks that you should know about. This article will...